Student Health Advantage Platinum

Designed for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care.

Your educational adventure should be enjoyable and gratifying. Maintaining the ability to be flexible and responsive, IMG developed Student Health Advantage, an international health care plan designed to specifically meet the needs of students involved in long-term educational programs abroad. The plan offers a complete package of international benefits available 24 hours a day.

For those seeking a higher level of coverage, Student Health Advantage Platinum provides the same comprehensive coverage as the standard Student Health Advantage plan with a higher benefit maximum and lower deductible:

  • $1,000,000 Medical Maximum
    $25 Deductible/ 100% Coinsurance
    Emergency Medical Evacuation $500,000/ Repatriation of Remains $50,000
  • Coverage for COVID-19*; treated as any other covered sickness
  • Emergency Reunion Benefits
  • Political Evacuation & Repatriation
  • *To learn more, please visit IMG's dedicated COVID-19 Resource Page.

Rates (per month)

Benefits Coverage
Maximum for All Covered Accident or Sickness Benefits $1,000,000

$25 per illness or injury

Student health center: $5 copay per visit

Coinsurance 100% of the Usual and Customary Charges
Maximum for Mental & Nervous Disorders Treated as any other Medical Condition
Emergency Evacuation $500,000 maximum limit
Repatriation of Remains $50,000 maximum limit
Pre-existing Conditions  Charges excluded until after 6 months of continuous coverage 
AD&D $25,000 principal sum

View Brochure


If you are a university official or advisor, and wish to learn more about offering Student Health Advantage or a group insurance program to your students please contact us. To learn more about offering a plan to your students, please see our schools page.