International Students in the US

Wagner College

International Student Protection, provided by J. Deutsch Associates, is pleased to present the Crusader and Discovery Plans.

Discovery is ISP’s intermediate plan for students and student/athletes, starting at $75 per month for students under the age of 29. Discovery meets or exceeds US State Department requirements for J1 & F1 visa holders.

Crusader

  • For Students and Scholars in NY State
  • Rates Starting at $65 per Month
  • Emergency Evacuation and Repatriaton of Remains Covered at 100% of the Covered Expenses
Learn More »

Magellan

  • For Students and Scholars in NY State
  • Rates Starting at $82 per Month
  • Emergency Evacuation and Repatriaton of Remains Covered at 100% of the Covered Expenses
Learn More »

Ranger

  • For Students and Scholars in NY State
  • Rates Starting at $55 per Month
  • Emergency Evacuation and Repatriaton of Remains Covered at 100% of the Covered Expenses
Learn More »

Discovery

  • For Students and Scholars in NY State
  • Rates Starting at $75 per Month
  • Emergency Evacuation and Repatriaton of Remains Covered at 100% of the Covered Expenses
Learn More »

Crusader

Plan Highlights

Plan Documents


Summary of Benefits


Benefits Coverage

Medical Expense Maximum

$250,000

Maximum for Covered Interscholastic/Intercollegiate Sports

$10,000

Deductible

$90 per accident or sickness: $45 if services rendered at student health facility

Co-insurance Rate

100% of the Usual and Customary Charges

Pre-Existing Condition Limitation (subject to prior creditable coverage)

6 months prior to effective date

Pregnancy Maximum

$5,000

Prescription Drugs Maximum

$1,000

Prescription Drug Co-Pay

$15 Generic $50 All Other

Maximum Benefit Period

52 weeks from the date of the covered accident or sickness

Maximum for Dental Treatement (injury only)

$1,000

Maximum for Hospital Room & Board Charges

the semi private room rate

Maximum for ICU Room & Board Charges

two times the semi private room rate

Emergency Medical Evacuation

100% of the Covered Expenses

Repatriation of Remains

100% of the Covered Expenses

Home Country Benefit

$5,000

AD&D

$25,000

Rates (Per Month)


Age Crusader Plan

Age 29 and Under

$65

30-40

$110

41-50

$170

51-65

$195

Dependents

$225

Enroll Now!

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Magellan

Plan Highlights

Plan Documents


Summary of Benefits


Benefits Coverage

Medical Expense Maximum

$500,000

Maximum for Covered Interscholastic/Intercollegiate Sports

$20,000

Deductible

$50 per accident or sickness: $25 if services rendered at student health facility

Co-insurance Rate

100% of the Usual and Customary Charges

Pre-Existing Condition Limitation (subject to prior creditable coverage)

6 months prior to effective date

Pregnancy Maximum

$10,000

Prescription Drugs Maximum

$2,000

Prescription Drug Co-Pay

$15 Generic $50 All Other

Maximum Benefit Period

52 weeks from the date of the covered accident or sickness

Maximum for Dental Treatement (injury only)

$1,000

Maximum for Hospital Room & Board Charges

the semi private room rate

Maximum for ICU Room & Board Charges

two times the semi private room rate

Emergency Medical Evacuation

100% of the Covered Expenses

Repatriation of Remains

100% of the Covered Expenses

Home Country Benefit

$5,000

AD&D

$25,000

Rates (Per Month)


Age Magellan Plan

Age 29 and Under

$82

30-40

$130

41-50

$190

51-65

$220

Dependents

$225

Enroll Now!

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Ranger

Plan Highlights

Plan Documents


Summary of Benefits


Benefits Coverage

Medical Expense Maximum

$150,000

Maximum for Covered Interscholastic/Intercollegiate Sports

$5,000

Deductible

$100 per accident or sickness: $50 if services rendered at student health facility

Co-insurance Rate

100% of the Usual and Customary Charges

Pre-Existing Condition Limitation (subject to prior creditable coverage)

6 months prior to effective date

Prescription Drugs Maximum

$1,000

Prescription Drug Co-Pay

$15 Generic $50 All Other

Pregnancy Maximum

$5,000

Maximum Benefit Period

52 weeks from the date of the covered accident or sickness

Maximum for Dental Treatement (injury only)

$1,000

Maximum for Hospital Room & Board Charges

the semi private room rate

Maximum for ICU Room & Board Charges

two times the semi private room rate

Emergency Medical Evacuation

100% of the Covered Expenses

Repatriation of Remains

100% of the Covered Expenses

Home Country Benefit

$5,000

AD&D

$15,000

Rates (Per Month)


Age Ranger Plan

Age 29 and Under

$55

30-40

$100

41-50

$150

51-65

$175

Dependents

$200

Enroll Now!

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Discovery

Plan Highlights

Plan Documents


Summary of Benefits


Benefits Coverage

Medical Expense Maximum

$300,000

Maximum for Covered Interscholastic/Intercollegiate Sports

$15,000

Deductible

$50 per accident or sickness: $25 if services rendered at student health facility

Co-insurance Rate

100% of the Usual and Customary Charges

Pre-Existing Condition Limitation (subject to prior creditable coverage)

6 months prior to effective date

Prescription Drugs Maximum

$1,000

Prescription Drug Co-Pay

$15 Generic $50 All Other

Pregnancy Maximum

$5,000

Maximum Benefit Period

52 weeks from the date of the covered accident or sickness

Maximum for Dental Treatement (injury only)

$1,000

Maximum for Hospital Room & Board Charges

the semi private room rate

Maximum for ICU Room & Board Charges

two times the semi private room rate

Emergency Medical Evacuation

100% of the Covered Expenses

Repatriation of Remains

100% of the Covered Expenses

Home Country Benefit

$5,000

AD&D

$25,000

Rates (Per Month)


Age Discovery Plan

Age 29 and Under

$75

30-40

$120

41-50

$180

51-65

$210

Dependents

$225

Enroll Now!

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