If you’re on a tight budget, Tourer is the plan for you. It’s our most basic ISP plan for international students, starting at $44 per month for students age 29 and under.
Tourer exceeds US State Department insurance requirements for J1/J2 and F1 visa holders. Please note that Tourer is not available in all states or to all schools. Plan design may vary on a state by state basis.
If you are a university official or advisor, and wish to offer the Tourer program on a voluntary or mandatory basis, please contact us. To learn more about offering a plan to your students, please see our Schools page.
Rates (per month)
| Benefits | Coverage |
|---|---|
| Annual Medical Maximum | $300,000 |
| Maximum per Covered Accident or Sickness | $150,000 |
| Deductible | $100 per Covered Accident or Sickness (Reduced to $50 per event if services are first rendered at Student Health Center |
| Coinsurance | 100% of Usual and Customary Charges |
| Pre-Existing Condition Limitation | 6 months |
| Maximum for Prescription Drugs | $1,000; $25 Copay; Not subject to Deductible |
| Maximum for CAT Scan, PET Scan or MRI | $250 |
| Maximum for Inpatient Hospital/Emergency Room | 75% of Usual and Customary Charges |
| Maximum for Hospital Room & Board | $1,000 per day up to 30 days |
| Maximum for Intensive Care | Additional $525 per day up to 8 days |
| Maximum for Doctor Non-Surgical | $50 per visit, 1 visit per day up to 30 visits |
| Maximum for Pregnancy (Conception must occur while policy is in force) | $5,000 for natural delivery; $7,500 for C-Section delivery |
| Maximum for Surgical Treatment | $25,000 |
| Maximum for Outpatient Surgery | $25,000 |
| Maximum for Dental Treatment | $500 |
| Maximum for Physiotherapy | $35 per visit, 1 visit per day up to 12 visits |
| Maximum for Assistant Surgeon | 25% of Surgical Benefit |
| Maximum for Anesthesia | 25% of Surgical Benefit |
| Maximum for Hospital Miscellaneous Services | $500 per day up to 30 days |
| AD&D | $1,000 |
| Emergency Evacuation/Repatriation of Remains | 100% of Covered Expenses |
| Emergency Reunion | $1,000 |
