The Trail Blazer is ISP’s comprehensive health plan for international students. The Trail Blazer Plan exceeds US State Department insurance requirements for J1/J2 and F1 visa holders, as well as most universities’ requirements. The Trail Blazer also may be used to opt out of a mandatory school insurance program, where permitted by the university.
If you are a university official or advisor, and wish to offer the Trail Blazer on a voluntary or mandatory basis, please contact us. To learn more about offering a plan to your students, please see our advisors page.
|Medical Maximum per Covered Accident or Sickness||$500,000|
|First Treatment||First Charge must occur within 30 days after the date of the Covered Accident or Sickness|
|Deductible||$350 per Policy Period|
|Coinsurance||100% of Usual & Customary up to the policy maximum|
|Benefit Period||Benefits Terminate when your policy ends|
|Extension of Benefits||3 Months if Hospitalized for a Covered Accident or Sickness at time of Coverage Expiration Date|
|Pre-Existing Condition Limitation||12 months (Prior Creditable coverage under an ISP Policy)*|
|Pregnancy||Treated as any other Sickness or Injury|
|Emergency Evacuation||100% of Actual Cost|
|Repatriation of Remains||100% of Actual Cost|
|Accidental Death & Dismemberment||$10,000|
|* This coverage contains a Pre-existing condition limitation. Maximum benefit of $2,500 may be applicable. The Pre-existing Conditions definitions are defined within the policy forms and may vary based on the state of issuance.|
|**Prior Notification Required|