Our Premium ISP plan for international students that costs $79 per month for students.

Mountaineer exceeds US State Department insurance requirements for J1/J2 and F1 visa holders. Please note that Mountaineer is not available in all states or to all schools. Plan design may vary on a state by state basis.

If you are a university official or advisor, and wish to offer the Explorer program on a voluntary or mandatory basis, please contact us. To learn more about offering a plan to your students, please see our Schools page.

  • $300,000 Medical Maximum per Covered Accident or Sickness
    Pharmacy Card with low Co-payments
    Reduced Deductible for Treatment received at Student Health Center
    Unlimited Medical Evacuation

Rates (per month)

Benefits Coverage
Medical Maximum per Policy Term $2,000,000
Maximum per Covered Accident or Sickness $300,000
Deductible $0

$0 at Student Health Center
$40 All other Providers
$250 Hospitalization
$250 Emergency Room (Waived id Admitted)

Coinsurance 80% of Usual and Customary Charges up to $5,000; 100% of Usual and Customary Charges, thereafter
Pre-Existing Condition Limitation 6 months

Maximum for Prescription Drugs

                 Prescription Copays


$30 Generic; $50 All Other

Maximum for Diagnostic X-Ray and Lab Service $5,000
Pregnancy (Conception must occur while policy is in force) Treated as any other medical condition
Mental & Nervous Disorders Limited to one treatment per day
AD&D $1,000
Emergency Evacuation/Repatriation of Remains 100% of Covered Expenses
Emergency Reunion $2,000

Mountaineer Benefit Summary