The following individuals are eligible for coverage under the plan
Eligible Student: An Eligible Student is a registered and enrolled student of a Participating School who is all of the following:
Upon receipt of premium, participating Eligible Students are covered under the plan anywhere in the world except their home country. Note that insurance eligibility can be verified with medical providers upon receipt of enrollment.
An “Eligible Student” refers to an international student of the Certificate holder who meets all of the following:
o a student is actively engaged in full-time studies if, based on the student’s attendance and participation, he or she is eligible to receive a completed grade or credit in all of his or her courses at the conclusion of the relevant term.
o in order to be considered as “full-time,” the student must be enrolled and actively engaged in at least the minimum number of credit hours which are required per the terms of the student’s visa (F-1, M-1, J-1). Consult the definition of an Eligible Student in the coverage Certificate for more information.
Visiting Faculty and Scholars: Visiting Faculty and/or Scholars who possess and maintain current passports and valid J-1 visa status may be considered for coverage under the Policy if engaged in educational activities with the Participating School.
Optional Practical Training: An eligible Optional Practical Training student with the applicable F-1 Visa may be considered eligible for coverage for a period of time no longer than twelve months while he or she is participating in Optional Practical Training work which is directly related to the major area of study. STEM OPT extension students are not eligible for coverage.