Explorer

Our basic ISP plan for international students that costs $45 per month for students.

Explorer exceeds US State Department insurance requirements for J1/J2 and F1 visa holders. Please note that Explorer is not available in all states or to all schools. Plan design may vary on a state by state basis.

If you are a university official or advisor, and wish to offer the Explorer program on a voluntary or mandatory basis, please contact us. To learn more about offering a plan to your students, please see our Schools page.

  • $250,000 Medical Maximum
    No Coinsurance
    Reduced Deductible for Treatment received at Student Health Center
    Unlimited Medical Evacuation

Rates (per month)

$45
Benefits Coverage
Annual Medical Maximum $500,000
Maximum per Covered Accident or Sickness $250,000
Deductible $90 per Covered Accident or Sickness (Reduced to $45 per event if services are first rendered at Student Health Center
Coinsurance 100% of Usual and Customary Charges
Pre-Existing Condition Limitation 6 months
Maximum for Prescription Drugs $1,000; $25 Copay; Not subject to Deductible
Maximum for CAT Scan, PET Scan or MRI $250
Maximum for Inpatient Hospital/Emergency Room 75% of Usual and Customary Charges
Maximum for Hospital Room & Board $1,000 per day up to 30 days
Maximum for Intensive Care Additional $525 per day up to 8 days
Maximum for Doctor Non-Surgical $60 per visit, 1 visit per day up to 30 visits
Maximum for Pregnancy (Conception must occur while policy is in force) $5,000 for natural delivery; $7,500 for C-Section delivery
Maximum for Surgical Treatment $50,000
Maximum for Outpatient Surgery $50,000
Maximum for Dental Treatment $500 (Injury Only)
Maximum for Physiotherapy $35 per visit, 1 visit per day up to 12 visits
Maximum for Assistant Surgeon 25% of Surgical Benefit
Maximum for Anesthesia 25% of Surgical Benefit
Maximum for Hospital Miscellaneous Services $500 per day up to 30 days
AD&D $1,000
Emergency Evacuation/Repatriation of Remains 100% of Covered Expenses
Emergency Reunion $1,500

Explorer Benefit Summary