Our basic ISP plan for international students that costs $45 per month for students.
Explorer exceeds US State Department insurance requirements for J1/J2 and F1 visa holders. Please note that Explorer is not available in all states or to all schools. Plan design may vary on a state by state basis.
If you are a university official or advisor, and wish to offer the Explorer program on a voluntary or mandatory basis, please contact us. To learn more about offering a plan to your students, please see our Schools page.
Rates (per month)
|Annual Medical Maximum||$500,000|
|Maximum per Covered Accident or Sickness||$250,000|
|Deductible||$90 per Covered Accident or Sickness (Reduced to $45 per event if services are first rendered at Student Health Center|
|Coinsurance||100% of Usual and Customary Charges|
|Pre-Existing Condition Limitation||6 months|
|Maximum for Prescription Drugs||$1,000; $25 Copay; Not subject to Deductible|
|Maximum for CAT Scan, PET Scan or MRI||$250|
|Maximum for Inpatient Hospital/Emergency Room||75% of Usual and Customary Charges|
|Maximum for Hospital Room & Board||$1,000 per day up to 30 days|
|Maximum for Intensive Care||Additional $525 per day up to 8 days|
|Maximum for Doctor Non-Surgical||$60 per visit, 1 visit per day up to 30 visits|
|Maximum for Pregnancy (Conception must occur while policy is in force)||$5,000 for natural delivery; $7,500 for C-Section delivery|
|Maximum for Surgical Treatment||$50,000|
|Maximum for Outpatient Surgery||$50,000|
|Maximum for Dental Treatment||$500 (Injury Only)|
|Maximum for Physiotherapy||$35 per visit, 1 visit per day up to 12 visits|
|Maximum for Assistant Surgeon||25% of Surgical Benefit|
|Maximum for Anesthesia||25% of Surgical Benefit|
|Maximum for Hospital Miscellaneous Services||$500 per day up to 30 days|
|Emergency Evacuation/Repatriation of Remains||100% of Covered Expenses|