About ISP

International Student Protection (ISP), provided through J. Deutsch Associates, offers competitive, affordable international student health insurance. The short-term accident and sickness medical plans extend protection to international students, scholars, researchers and visitors traveling to the United States, as well as US students studying abroad. ISP prides itself on supplying comprehensive plans at the lowest possible price. To us, low cost does not equate to low quality: all of our insurance plans are backed by “A” rated insurance carriers.

ISP distinguishes itself from other providers with its personalized service. All participants have access to live, fully-trained customer service representatives standing by to answer any and all questions, from understanding insurance jargon to meeting university requirements. In addition, our automated online enrollment system makes purchasing coverage and checking the status of a claim convenient and easy for students. Immediately upon enrolling online, participants receive coverage confirmation, as well as a temporary ID card and individual certificate of insurance.

If you have international students coming to the US or a group of students traveling abroad and you do not see a plan that meets your needs, please contact us to design a customized group insurance plan based on your university’s requirements.

J. Deutsch Associates

Founded in 1998, J. Deutsch Associates is a privately owned and operated general insurance agency located in New York City’s Financial District. Licensed and authorized to sell insurance in all 50 States, our goal is to provide each client with comprehensive benefit coverage at the most competitive price. A few of the products that we secure include International Medical Insurance for Students, Business Travel Accident Insurance, Group Life Insurance, Basic and Voluntary Accidental Death and Dismemberment Insurance, Statutory Disability Insurance, Short-Term Disability Insurance and Long-Term Disability Insurance.

Our professional staff has over 30 years of combined experience in the insurance industry. We will market each risk and recommend the best insurance company for your client. We pride ourselves on courteous customer service and quick policy processing. Feel free to contact us today with any questions or concerns you may have. We look forward to hearing from you!


Administrative Concepts, Inc. (ACI) is the Plan Administrator for all ISP Plans. ACI is an independently owned Third Party Administrator, incorporated under the laws of the Commonwealth of Pennsylvania. ACI’s contracts with major insurance carriers provide the underwriting stability for the comprehensive policies they administer.

ACI is an industry leader in providing superior services for specialty insurance products. The ACI Service Team is staffed with a team of knowledgeable, experienced and courteous professionals who offer excellence in service. Customer service representatives are available to assist students with questions concerning policy benefits, eligibility information and claim payment status. For more information about ACI, or to check the status of a claim, contact ACI at 1.888.293.9229 or visit www.visit-aci.com.